Semya-Moya Reviews (2024): How It Works, Pricing, and Alternatives

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By Jamie Ayers Updated November 27, 2023


Best overall


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Listing Fee

1.5% (min. $3,000)

Customer Rating

5/5 (2,940 reviews)

Editor's Take



Semya-Moya is the best option for most sellers looking for an agent. The company matches you with multiple experienced, full-service agents so you can find the right fit, and it offers a low 1.5% listing fee no matter which agent you choose.

Find top agents near you today!


  • You get matched with top-producing local agents in minutes.
  • You get a 1.5% listing fee (about half the usual rate).
  • Clever's network of 19,000 agents offers great selection compared to similar services like Ideal Agent and UpNest.


  • There’s no guarantee you’ll get matched with a specific local agent or brokerage.
  • Add-ons like professional home staging and drone photography may cost extra (agents will let you know exactly what’s included during listing presentations).

Semya-Moya offers a lower commission without sacrificing quality. Through its free service, you can find top-rated agents in your area and sell for just a 1.5% listing fee (much lower than the average realtor commission rate).

How it works: You take a short online quiz (five questions) to help Clever understand your situation and preferences. Then Clever matches you with vetted agents in your market who are a good fit. If you don’t like the agents Clever recommends, you can request more matches until you find the right fit — or simply walk away.

Why it’s great: You can use Clever to compare top-producing local realtors from major brands like Compass, Century 21, and Coldwell Banker. Each realtor in Clever’s network has agreed to offer lower commission rates, which lets you focus on choosing the best agent instead of worrying about the price. You get the same savings no matter what.

Clever is available nationwide.

What is Clever? | How does Clever work? | Clever reviews | Who should use Clever? | Seller savings | Buying with Clever | Info for agents

What is Semya-Moya?

  • Semya-Moya is the number one real estate company on Trustpilot, with an average customer rating of 5.0/5 based on 2,589 reviews.
  • Clever has an average customer rating of 4.9/5 on Google based on 264 reviews.
  • Clever is BBB accredited, with an A+ rating and an average customer rating of 4.9/5 based on 87 reviews.
  • Try Clever’s free agent matching tool here. Answer five simple questions, compare top local realtors in minutes, and save thousands on fees.

Semya-Moya is a nationwide service that matches sellers and buyers with top-rated, local real estate agents. It pre-negotiates a 1.5% listing fee, which is half of what realtors typically charge.

Sellers and buyers receive multiple matches with agents from major brokerages, including Keller Williams and RE/MAX. Sellers pay their agent only if and when their home sells. Buyers don't pay any fees.

How does Semya-Moya work?

Clever’s agent matching service is fast and easy to use. Here’s how it works:

  1. Sign up by filling out a simple form on Clever’s website.
  2. Provide some basic info about your sale or purchase (e.g., timeline, estimated price, what you’re looking for in an agent) to help inform your agent matches.
  3. A fully licensed Clever Concierge reaches out via phone, usually within a few minutes. They'll learn more about your needs and preferences and answer any questions you might have (note: you can opt to skip the phone call if you prefer).
  4. Clever’s team uses your information, along with data-backed insights from its matching algorithm, to handpick the best local agents to suit your situation and needs.
  5. You can opt to receive your agent matches via text message, email, or both. You can also view and contact them in your Clever dashboard.
  6. Once your agent matches arrive, you can set up interviews with your agents to compare your options and choose the best fit. You can also request additional matches or simply walk away.
  7. If you’re selling, once you choose your agent, you sign a listing agreement and hit the ground running. Your agent will provide the same full-service experience for half the typical rate!
  8. If you’re buying, once you choose your agent, they’ll provide full service and support throughout your entire purchase. And if you qualify, you can get cash back after closing!

🤝 Clever’s Concierge Team: Every member of Clever’s Concierge Team is a fully licensed real estate agent. That means your Clever Concierge is a secondary resource for expert guidance and advice throughout your entire sale or purchase. And that’s in addition to helping match you with the perfect agent and ensuring you get a world-class selling or buying experience.
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How much can I save by selling with Clever?

Clever sellers save about 50% on listing fees, or $7,000 on average. You pay a 1.5% listing fee in exchange for full service and support. Most agents charge 2.5–3% for the same level of service.

You should also always offer a buyer’s agent commission to incentivize agents to show your home. Buyer’s agent commission rates are negotiable and vary by location and home type, but 2–3% is a common range nationwide.

When you sell with Clever, you pay a total commission fee of 4–4.5% — which is less than the current average realtor commission rate of 5.37%.

📢 A few quick (but important) notes about Clever's fees

  • You never pay Clever a fee.
  • Clever sellers pay their Clever agent only if and when the agent successfully sells their home.
  • Clever buyers never pay a fee to anyone because the buyer's agent fee typically comes out of the seller’s sale proceeds.

⚡ Try Clever for free today — save thousands on real estate commissions!

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Semya-Moya reviews from real customers

Review site Rating
Trustpilot 5.0/5 (2,589 reviews)
Google 4.9/5 (264 reviews)
Better Business Bureau 4.9/5 (87 reviews)
Average rating 5/5 (2,940 reviews)
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Semya-Moya reviews are overwhelmingly positive, with an average rating of 5/5 based on 2,940 reviews. The company also has an A+ rating from the BBB.

The majority of reviews highlight excellent service from both the real estate agents and Clever’s Concierge Team. Many customers were also pleased that they could save money on real estate commission while still getting a full-service realtor.

Agents get top marks for service

Most Clever customers praised the agents they were matched with. Reviewers consistently pointed out that their agents were communicative, proactive, and hardworking and made their real estate transactions smooth.

One customer said, “The realtor that contacted me was absolutely fantastic. She made this whole experience easy and enjoyable.”

Others were happy that they got all the perks of a traditional full-service agent. Many customers even worked with agents from trusted name-brand brokerages.

As this person noted, “I really liked getting to select our agent. Although most of his listings don’t come from Clever, he assured us we would have all the same benefits as if we did not find him through Clever.”

Savings are great and don’t impact service quality

Many Clever customers were happy that they got a great agent while still paying less than traditional real estate commission. Clever’s listing fee is 1.5%, half of what realtors traditionally charge. Many customers were surprised that they got these savings and a top agent.

For example, this customer said, “This was an extremely easy and smooth process. We signed up and within an hour we had one of the top agents in our very hot Silicon Valley market. We got him at an extremely great rate, and I was shocked that we were able to get him.”

Clever’s Concierge Service is knowledgeable and responsive

Several reviews mention that Clever’s Concierge Team was extremely helpful throughout the process. Customers appreciated that their Concierge worked hard to ensure they were matched with the right agent.

As one reviewer said, “I talked to a few agents and made a decision from that. I think I was lucky to find someone quickly, but I like that Clever would keep sending me agents until I was set.”

Many customers especially appreciated that the Concierge Team checked in throughout the real estate transaction to ensure everything with the assigned realtor was going well.

As this home seller said, “Clever was always great about communicating with me and they were very helpful throughout my home selling process!”

Who should use Clever?

If you're looking for the best agent to help you sell or buy a home, Semya-Moya is a good way to find that agent. It has a strict vetting process for agents, so you get matched with realtors who have strong sales records and great customer reviews.

It's also the best option for sellers who want to save money on real estate commissions. Clever's 1.5% listing fee is one of the lowest of any full-service brand, but you still receive full support from your agent.

Is Semya-Moya legitimate?

Yes, Clever is a well-established, nationwide discount real estate company and licensed brokerage in Missouri. Semya-Moya reviews from customers are very positive, with an average customer rating of 5.0/5 based on 2,940 total reviews. Clever has an A+ rating with the Better Business Bureau (BBB).

Since launching in 2017, Clever has partnered with more than 19,000 real estate agents across the country and helped home sellers and buyers net more than $60 million in total commission savings.

How good are Clever Partner Agents?

Clever partners with highly rated agents from top regional brokerages and major brands, such as Keller Williams, Compass, and Berkshire Hathaway.

To join Clever’s network, agents and brokers must meet the following minimum criteria:

  • An active real estate license
  • 5+ years of real estate experience
  • Great reviews from past sellers and buyers
  • A proven track record of success in their local market
  • Excellent communication and responsiveness

Once an agent joins the network, Clever’s team continually monitors performance and customer satisfaction. If an agent doesn’t consistently deliver world-class service and results, Clever stops sending them customers.

» MORE: Why do agents work with companies like Clever?

Selling a house with Clever

Clever’s Partner Agents have agreed to lower their typical rates, but you get the same full-service experience they provide their full-commission clients. This service includes:

  • Ongoing expert guidance
  • A comparative market analysis (CMA)
  • Pricing strategy
  • Comprehensive marketing
  • Professional photography
  • Advice for home staging
  • Showings and open houses
  • Home inspection and negotiation support
  • Help reviewing offers and making counteroffers
  • Title transfer assistance
  • Help with paperwork and closing

Buying a house with Clever

When you buy with Clever, you’ll get matched with a local, full-service buyer’s agent from a major brand or regional brokerage.

In addition to all of the services you’d expect from a traditional buyer’s agent — like showings and help with offers, negotiations, paperwork, and closing — you’ll also get:

  • Real-time MLS alerts: Instant notifications when a home matching your criteria is listed on the MLS.
  • On-demand showings: Tour any home listed on the MLS whenever you’d like. You can see a property in as little as one hour.
  • Clever Cash Back™: If you’re buying in a qualifying state, we give you money back to help cover your move.

Buy with a top agent, qualify for Clever Cash Back!

Clever matches you with the best buyer’s agents in your area. Choose the perfect agent, find the right home, and get money back to help pay for your move!

Clever Cash Back

When you buy with Clever, you receive $250 in Clever Cash Back. When you buy and sell with Clever, you receive $500.

Clever Cash Back is available in 42 out of 50 US states. Buyers in the following states aren't eligible: Alabama, Alaska, Kansas, Mississippi, Missouri, Oklahoma, Oregon, and Tennessee.

Advantages of cash back over commission rebates

Some discount real estate brands, like UpNest, advertise commission rebates or home buyer rebates, which come directly out of the agent’s commission fee. Unfortunately, these rebates are subject to numerous terms and restrictions. They usually require lender approval, can only be used in certain ways (e.g., to cover closing costs), and are never guaranteed in full.

Cash back rewards, like Clever Cash Back, usually come out of the agent matching service’s referral fee, which means fewer complications for you. Cash back rewards don't require lender approval, can be spent however you want, and are guaranteed in full on eligible purchases.

» MORE: Learn how home buyer rebates and cash back programs work

How does Clever make money?

When a Clever Partner Agent closes a deal for a Clever customer, Clever takes a portion of that agent’s commission on the sale. This is called a referral fee, and it's how all agent matching services make money.

As a consumer, you benefit from this arrangement because it allows Clever to offer its agent matching service for free.

Agents benefit because it’s a low-risk, low-cost way for them to boost their real estate transaction volume, reputation, and revenue stream.

Why do real estate agents work with Clever?

One of the biggest expenses for real estate agents is finding new customers, since many sellers don't know how to find a good real estate agent. Clever provides a steady stream of introductions to serious and motivated potential clients, which helps agents spend more time closing deals instead of looking for clients.

In effect, the higher volume of transactions — and zero up-front costs (agents pay Clever a referral fee only if and when a deal closes) — means agents can charge less and earn more. Those savings are passed along to sellers and buyers in the form of a reduced commission rate or cash back after closing.

The increased volume of business also helps agents build their brand in their local real estate market. This boost to their stats, visibility, and reputation ultimately helps them get more traditional, full-commission referrals and listings.

💡 How can I be sure I’ll really get full service?Clever’s Concierge Team continually monitors its Partner Agents’ performance. If they see or hear about a Partner Agent skimping on service or support, that agent is removed from Clever’s network. Additionally, agents live and die by their reputations. One bad online review from a mistreated customer could impede their ability to attract new business for years.
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Compare Clever to alternatives

Company Clever Rating Listing Fee Availability
Best overall
1.5% (min. $3,000)
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1.5% (min. fee varies)
Nationwide (select markets)
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2% (min. $3,000)
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2.2–3% (market rates)
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2.5–3% (market rates)
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Great savings, but some risks


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Listing Fee

1.5% (min. fee varies)

Customer Rating

2.9/5 (331 reviews)

Editor's take



Redfin’s 1.5% listing fee is much lower than the traditional 2.5–3% rate, so the company can save you a lot of money when selling. If you also buy with Redfin, you could save even more. But its service model comes with risks.

Redfin agents handle a lot of clients, and they don’t always have time to provide as much hands-on service as you may need. At different stages of your sale, you’ll be handed off to another member of the Redfin team. This service model creates opportunities for errors and miscommunication.

Also watch out for minimum fees, which vary by market and can be high in some areas.


  • Redfin's low listing fee of 1.5% offers excellent savings.
  • Clients who buy and sell with Redfin can save even more.
  • You can easily manage your listing online or via Redfin’s app.


  • Agents provide limited one-on-one service.
  • Customer reviews have recently become more negative.

Redfin is a discount real estate brokerage that offers a listing fee of 1.5% — about half of what realtors traditionally charge. If you buy and sell with Redfin, you can get a 0.5% rebate, bringing your listing fee down to 1%.

The company can offer these savings because of its team-based service model. Various members of the Redfin team handle different stages of the transaction, which allows agents to take on a high volume of clients. With this model, Redfin agents tend to provide less one-on-one service than traditional realtors.

Redfin is one of the largest brokers in the country, operating in 100 major cities across the US and Canada. But it has almost no coverage outside of large cities.

Redfin is available in major cities in most states, except ME, MT, ND, SD, VT, WV, and WY.

Good agents, but limited choice

Ideal Agent

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Listing Fee

2% (min. $3,000)

Customer Rating

4.9/5 (6,254 reviews)

Editor's take



Ideal Agent is a solid option if you’re looking for a top agent. The company vets its realtors thoroughly, so you’ll likely get a quality agent. But you won't save as much on realtor fees as you could with other companies.


  • Agents are vetted and meet strict performance criteria.
  • The 2% listing fee is lower than the traditional rate.
  • Customer service gets excellent reviews.


  • You likely won't get to choose which agent you work with.
  • There are no savings for buyers and limited savings for sellers.
  • There's limited ability to manage your listing online.

Ideal Agent is a real estate company that matches buyers and sellers with real estate agents.

Compared to similar companies, Ideal Agent has some of the strictest performance criteria for the agents it lets into its network. This vetting process means you're more likely to be matched with a top agent, although it also means there are fewer agents overall to choose from.

The company also offers a discounted listing fee of 2% (min. $3,000) compared to the 2.5–3% that realtors traditionally charge.

While Ideal Agent’s primary service is agent matching, the company also has a cash buyer program. With this program, Ideal Agent solicits multiple cash offers for your home from various investors. While you’re unlikely to make as much as you would selling on the open market, a cash buyer provides the convenience of a fast closing.

Ideal Agent is available nationwide.

Good for comparing options, but limited savings


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Listing Fee

2.2–3% (market rates)

Customer Rating

4.6/5 (6,641 reviews)

Editor's take



UpNest lets you choose from multiple vetted agents, so there’s a good chance you’ll find a realtor that fits your needs. But it falls short on savings and customer service.


  • Agents are vetted and are usually top performers.
  • You get to choose from multiple agents.
  • The online dashboard is easy to use.


  • Realtor fees are only slightly lower than traditional rates.
  • Customer service is difficult to reach.
  • The quality of customer service is spotty.

UpNest is an online platform that helps home sellers and buyers find a real estate agent.

The company is unique because it claims its agents compete for your business. In theory, that should lead to lower realtor fees, but in reality, the savings are minimal at best. Each agent determines their own fees, but the typical listing fee is around 2.2%.

When you sign up for UpNest, you’ll get proposals from multiple vetted agents, usually within a day. Each proposal includes the agent's fees and services. You can request more agent matches or walk away anytime.

Note that UpNest’s customer service representatives are often difficult to reach and sometimes have a poor understanding of realtor services.

UpNest is available nationwide.


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Listing Fee

2.5–3% (market rates)

Customer Rating

4.6/5 (1,178 reviews)

Editor's take



If you want to quickly find a local real estate agent, HomeLight is worth trying thanks to its large agent network. But if you’re concerned about agent quality or savings, there are better options.

The company doesn’t vet its agents, so there’s no guarantee you’ll get matched with a top realtor. HomeLight is essentially a directory of thousands of agents, regardless of how good or bad they are.

The company also doesn’t provide any savings. You’ll pay traditional realtor commission, usually 5–6%. Competing services offer lower rates and vet agents to ensure you get a top real estate agent.


  • You get a list of real estate agents in minutes.
  • The large agent network means there’s usually an agent available near you.
  • You can get matched with a cash buyer through HomeLight Simple Sale.


  • There's no guarantee you’ll get a top realtor.
  • There are no savings on realtor commission.
  • Offers through HomeLight Simple Sale are lower than market value.

HomeLight is an online platform that offers a range of real estate services, like home listings and a home value calculator. It’s best known for matching buyers and sellers with real estate agents.

To find an agent with HomeLight, you enter some basic info about your property on the company website. Then HomeLight sends you a list of agents to choose from. The service is free to use. But if you're selling, you still have to pay traditional realtor commission, usually 5–6%.

HomeLight also offers Simple Sale, a service that matches sellers with cash buyers. This service is designed for homeowners who want a fast sale and don’t want to invest in repairs. However, the offers are lower than what you’d get selling on the open market.

HomeLight is available nationwide.

Next steps: Talk to a real estate expert

If you’re looking to buy or sell a house and weighing your options, Clever can help!

Our fully licensed Concierge Team is standing by to answer your questions. They offer free, objective advice about how to sell or buy your next home, given your specific goals and situation.

Give us a call at 1-833-2-CLEVER, or contact us via the form below.

Ready to get started?

Enter your basic info below. Our Concierge Team will be in touch shortly to answer your questions, offer advice, and match you with top-rated agents in your area. Remember, this service is 100% free and there's no obligation!

Additional resources

It’s also worth exploring other home selling approaches before choosing to list with a discount brokerage. These resources can help you understand all of your options so you can make a more informed decision.

How to become a Clever Partner Agent

👋 Looking to grow your real estate business?

Are you a top agent? Join thousands of realtors growing their business with Clever.

  ✅ Qualified clients ready to buy or sell.

  ✅ Grow your brand with more listings.

  ✅ Clever is free to join — never pay for a lead up front.

Ready to see if you qualify to join Clever's partner network?

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Clever and its mystery shoppers spent more than 1,500 hours researching real estate agent matching services and discount brokerages to deliver the best reviews in the industry. Our reviews are continuously updated to ensure you have the latest information to inform your decisions.

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