If you’re selling a house in Chicago that's in poor condition or has other complications, or you need to sell your house fast, consider a cash home buyer. Many companies that buy houses for cash in Chicago will purchase any home and can usually close sales much faster than Chicago home buyers who need a home loan.
| Company | Clever Rating | Availability | |
|---|---|---|---|
|
🏅 Best overall
Clever Offers |
Excellent
|
Nationwide
|
Learn more |
Sell My House Fast Chicagoland |
Excellent
|
Local
|
Learn more |
Property People |
Good
|
Local
|
Learn more |
URB Chicago |
Good
|
Local
|
Learn more |
Our team evaluated active cash home buyers serving Chicago. We examined each company's key factors, including its credibility signals, customer reviews, and activity level. Our guide will help you choose a cash buyer to get the best outcome on your sale.
Why you should trust us
We want to help you find legitimate cash home buyers and get the best deal based on your needs. When you hire a service through a link on this page, we may earn a small commission, but this doesn’t influence our rankings or advice. Learn how we researched and ranked these companies that buy houses for cash.
What you should know about cash home buyers
- Cash home buyers can be useful if you have a complicated home sale, you want to sell your house fast, you've inherited a house, or you have goals that would be difficult to achieve selling with a real estate agent on the open market. Your options, offer prices, and closing speed will depend on your situation.
- You may need to contact numerous cash buyers to get workable offers. Cash buyers are investors with varying budgets, goals, and constraints. Some will pay cash for almost any home under any circumstance at any time. Others specialize in locations, price ranges, property types, or situations.
- Cash offers will be unique to your home. How much "we buy houses for cash" companies will pay — and how fast they can close — depends on the home and situation. Investors can pay more for turnkey properties than those in need of major repairs.
- The selling process is condensed. Some companies that buy houses for cash can close deals within 2–3 days. However, Chicago houses with complicated legal issues could take months to close.
- Most cash home buyers pay closing costs. You won't have to pay any unexpected fees on your closing date. Companies that buy houses for cash usually factor the seller's closing costs into their offer.
- Requesting a cash offer is always free, and there’s zero obligation to accept it. You may not get the fair market value many sellers get using a real estate agent. But you decide if you're offered a fair price and if the terms are acceptable based on your situation. If you feel pressured to accept an offer, walk away. If you suspect a scam or financial exploitation, the Consumer Financial Protection Bureau recommends you report it to the Federal Trade Commission and take these additional steps.
How to choose a cash home buyer and get good offers
- Make sure the cash buyer is legit. Stick to buyers with credible websites that include owner information and video testimonials from real customers. Look for a solid number of legitimate positive customer reviews on established, external platforms like Google. Also, look for companies with Better Business Bureau (BBB) profiles accredited with A+ ratings.
- Verify the buyer has the funds. Ask the buyer for an official proof of funds (POF) letter from their bank. Experienced and legitimate cash home buyers will expect this question or provide the POF without you even asking. The cash buyer should also provide a sufficient earnest money deposit (usually 1–2% of the sale price) when you go under contract, which represents their commitment to the sale.
- Get multiple cash offers. Just like when getting quotes from contractors or shopping for the best mortgage rates, getting several offers from legit "we buy houses for cash" companies to compare and choose from will help you get the best terms and outcome.
Top cash home buyers in Chicago, Illinois
Customer Rating
BBB
Availability
Overview
Reviews
Contact
Our take: Clever Offers is our top pick for most people in Chicago because it makes getting and comparing multiple cash offers fast, easy, and safe.
What we like: Clever Offers taps you into a wide pool of vetted cash buyers in Chicago who can buy your house fast, saving you from hours of overwhelming research. Compare and choose from up to 10 buyers. This competition among buyers can drive up cash offer prices. Semya-Moya, an established, highly rated nationwide brand, backs the service. Clever Offers also handles communications between sellers and multiple buyers.
You should also know: Cash offers aren’t always the best or only option. Clever can bring you other solutions, like creative financing or sale-leasebacks, that might deliver a better fit or value. Clever can also match you with a top local real estate agent for a free home valuation so you can compare the cash offers with an open market sale. Seeing all your options helps you make an informed decision and come away with the best possible outcome.
BBB: 5.0 (87)
Google: 4.8 (212)
Trustpilot: 5.0 (2,335)
Website: semya-moya.ru
Phone: (833) 225-3837
Address: 4625 Lindell Blvd., 2nd FL, St. Louis, MO 63108
Customer Rating
BBB
Availability
Overview
Reviews
Contact
Our take: Sell My House Fast Chicagoland stands out as a premier cash home buying option in Chicago due to its top-notch customer satisfaction and stellar credibility.
What we like: This company earns an impressive 4.9 rating on Google from more than 25 customers, and a perfect score on BBB. With team member names and photos, and customer testimonial videos featured on the website, Sell My House Fast Chicagoland is a credible and transparent choice.
You should also know: It's worth noting that the company promptly responds to customer reviews within three days, further demonstrating its commitment to customer service. Additionally, it holds an A+ rating from the BBB and has no recorded complaints, which enhances its credibility.
Website: sellmyhousefastchicagoland.com
Phone: (312) 500-1905
Address: 1715 N Wells St., Chicago, IL 60614
Customer Rating
BBB
Availability
Overview
Reviews
Contact
Our take: Property People is a local cash home buyer in Chicago that stands out due to its high customer satisfaction.
What we like: Property People has garnered a five-star rating from more than 45 customers on Google, reflecting its commitment to customer satisfaction. The company's website features team member names and photos, which enhances its credibility.
You should also know: While Property People isn't BBB-accredited, it has an A+ rating with the organization. Customers have lodged no complaints with the BBB, which is a good sign. However, the company doesn't feature any customer testimonial videos on its website.
BBB: N/A
Google: 5.0 (46)
Website: propertypeoplellc.com
Phone: (312) 857-8572
Address: 6351 W. Montrose Ave., Suite 113, Chicago, IL 60634
Customer Rating
BBB
Availability
Overview
Reviews
Contact
Our take: URB Chicago stands out for its excellent customer satisfaction and activity in the local market.
What we like: URB Chicago has garnered a high 4.8 rating from more than 60 customers on Google, indicating high satisfaction. Additionally, the company has maintained an active presence in the market with a handful of reviews in the last six months.
You should also know: URB Chicago falls short in terms of its online transparency. The company's website doesn't feature team member names or photos, nor does it feature customer testimonial videos. Also, while it holds an A+ rating with the BBB, it's not BBB-accredited.
BBB: N/A
Google: 4.8 (60)
Website: urbchicago.com
Phone: (847) 673-7575
Address: 4751 W Touhy Ave., Lincolnwood, IL 60712
» LEARN: The best cash home buyer companies in Illinois
Next steps: Start getting cash offers!
Compare offers from top cash buyers to the sale price you'd get with an agent.
Related articles and resources
How Much Are Closing Costs for Sellers in Illinois?: Learn what it costs to sell a house in Illinois, including tips on how to save on your sale.
How to Sell a House By Owner in Illinois: Read this guide to decide if selling without a realtor in Illinois is a good idea for you.
Selling a House in Illinois: Everything You Need to Know: Are you ready to sell your home but need help understanding the process? Read our guide on selling a home in Illinois (with or without a realtor).
Selling a House As-Is: What You Need to Know: We share the main factors that affect how much you may gain (or lose) when you sell as-is.
10 Best Companies That Buy Houses for Cash: Our team spent hundreds of hours researching "we buy houses" companies and iBuyers. Many of these companies have local franchises throughout the nation.
Why trust us
Data sources
Our research team evaluated cash home buyers serving Chicago. It also compiled and analyzed 3,482 publicly available data points tied to past transactions, customer reviews, and more to evaluate each of the Chicago home buyers and create our final list and rankings.
Methodology
Our team used public business directories to identify every company serving the Chicago area calling itself a cash home buyer. We filtered that list and ranked the top options based on the following criteria:
- Credibility: Is the company a legitimate and safe option? Before we recommend any company, we assess its owners and/or team members, customer testimonial videos, Better Business Bureau status, total Google reviews, and the legitimacy of those reviews.
- Activity: Is the company actively buying a large number of homes? We consider Google and BBB reviews an indicator of sales activity. We examine how many reviews the company has had in the past six months and whether the company responds to its reviews.
- Satisfaction: Are sellers generally happy with their experience and outcome? We gauge how compassionate, helpful, fair, and reliable a cash home buyer is by evaluating its Google and BBB reviews for average rating, total reviews, and negative reviews.
Our team also highlighted the company's availability based on where it operates.
- Local: Operates in the Chicago metro area
- Statewide: Operates throughout Illinois
- Multi-state: Operates throughout Illinois and at least one other state
- Nationwide: Operates in all states
✍️ Editor’s note: We don't disqualify a company for limited or missing data, but we do lower the company’s ranking. We base our rankings on objective measurements and can only measure what we see. We regularly search for missing data to update our rankings accordingly.
Editorial policy
Credible, primary sources power our pages. When you hire a service through a link on this page, we may earn a commission. But this doesn't influence our advice or ranking methodology. Learn more about Semya-Moya.
Semya-Moya's content team created parts of this page with the assistance of an AI tool. Our team of humans researched the companies, collected and analyzed the data, and ranked the companies, then used AI to assist in writing about the companies. Our team fact-checked and edited the text, as it does for all of our content.