5 of the Best Towns to Buy Florida Waterfront Homes

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By Semya-Moya Updated October 20, 2021


Waterfront property is highly desirable, especially in Florida. If you’re looking for your ideal coastal home in the Sunshine State, read our list of the five best towns to buy Florida waterfront homes for some pointers.

5 of the Best Towns to Buy Florida Waterfront Homes

Florida is renowned for its scenic beaches, perfect surf conditions, and luxury waterfront homes. Whether you’re looking for an idyllic beachside spot to spend summer, or an epic sunset view from Lake Okeechobee, from the Atlantic coast to the gulf coast, you’re sure to find the perfect waterfront property that you can buy and call home.

If the water calls to you but you aren’t sure where the best place to live, don’t worry, we’ve compiled a list of the top five towns to buy waterfront homes in the Sunshine State.

Daytona Beach

Daytona Beach is the home of NASCAR and spring break, but there is a lot more to this waterfront city than fast cars and college students. Located just over 50 miles northeast of Orlando, Daytona Beach has over 23 miles of sandy beaches which are open to visitors without time restrictions.

Special events such as the Daytona 500 and Daytona Beach Bike Week attract over 8 million people to the city annually. It’s no surprise then that tourism is the major economy in the area.

Daytona Beach real estate is extremely affordable, with the median home value at a very reasonable $144,800, which is predicted to increase by a further 2.3% over the next year, according to June Zillow data.

Cocoa Beach

Situated along Florida’s Space Coast, and known for its awesome waves, Cocoa Beach also has an independent gallery dedicated to surfer artwork. Home to the world’s largest surf shop, Ron Jon Surf Shop has over 52,000 square feet filled floor to ceiling with surf merchandise.

There are plenty of fun things to do in Cocoa Beach, from its world-famous pier to Cocoa Village, a nostalgic riverside hub of culture filled with shops, restaurants, and artist studios.

If you’re looking for an outer space experience, you can head to the Kennedy Space Center and tour launch-pad areas, or even view a launch.

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With all of the fun things going on, you would be forgiven for thinking that buying real estate in Cocoa Beach would be expensive, on the contrary, it’s very reasonable, with a median home value of $314,800, which increased by 8.2% in the past year alone.

Anna Maria Island

Situated between the beautiful Gulf of Mexico and peninsular Florida Anna Maria Island is as close to paradise as Florida gets. A barrier island on Florida’s Gulf Coast, it is known for its seven miles of sandy beaches and thriving manatee population.

There is also plenty to do on Anna Maria Island, with the infamous Pine Avenue featuring boutique stores and lots of places to eat (seafood is the specialty of course). And the best part about this gorgeous barrier island? It is just 20 minutes from the city of Bradenton if you’d like to switch up the pace.

Not surprisingly, a slice of paradise doesn’t come cheap, with the median home value of Anna Maria island sitting at a lofty $997,400. But if you’re looking to live somewhere that is unlike anywhere else in the U.S., Anna Maria could be the perfect location.

Deerfield Beach

Deerfield Beach is located south of desirable Palm Beach County and home to more than 77,000 residents. It also boasts an award-winning Blue Wave beach, as voted for by the Clean Beach Council — due to its excellent water quality, safety services, and conservation policies.

If you love the outdoors, you’ll appreciate Deerfield Beach’s Quiet Waters Park, where you can camp, fish, and ride some of the longest cable ski courses in the U.S.

The median home value in Deerfield Beach has increased by 7.7% in the last year to $182,300, making it one of the most affordable coastal towns to buy a home in Florida.

Cape Coral

Cape Coral is located on the Gulf of Mexico, and famously referred to as a "Waterfront Wonderland," due to its 400 miles worth of navigable waterways. A water sports paradise, Cape Coral offers a multitude of activities to residents, such as boating, fishing, and water sports. There are also ample opportunities to golf, play tennis, and hike in its nature preserves.

Whatever you're looking for, a top agent can find you the right home in Cape Coral.

Voted by Niche as the 12th best place to retire in the U.S., and by Forbes as the 2nd best area for job growth in the U.S., Cape Coral offers a vibrant mix of residents and a relaxed pace of life.

The median home value in Cape Coral is $227,300, which has increased by 2.3% over the past year, making it a highly desirable and affordable place to buy a home in Florida on the west coast.

If you’re looking for the perfect Florida waterfront home, teaming up with a Clever Partner Agent can save you time and money. Clever partner agents are top performers in their local market and know how to find you a great home no matter what your budget is.

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